Disclaimer
& Policies

All content, market analyses, technical calculators, guides, and corporate information published on the Om Muruga Group of Companies website are provided strictly in good faith for general informational, educational, and professional orientation purposes.

While our technical panel—led by certified civil engineering and valuation professionals—takes thorough precautions to maintain accurate, up-to-date, and reliable data, Om Muruga Group of Companies makes no express or implied warranties or representations regarding:

• The complete commercial applicability or universal suitability of generic valuation formulas for legal disputes or bank lending without customized inspection.
• Real-time fluctuations in Tamil Nadu guideline values, municipal registration taxes, stamp duty rates, or market escalation.
• Uninterrupted, error-free digital availability of third-party tools, calculators, or network connections.

Real estate transactions carry significant financial and legal obligations. Listings, plot availability notices, and property investment articles on this website do not constitute an irrevocable legal offer or binding financial guarantee.

Mandatory Buyer Verification:

Prospective purchasers, investors, and sellers are strictly advised to execute mandatory independent due diligence prior to entering into registered agreements or disbursing funds:

• Encumbrance Certificate (EC): Obtain a nil-encumbrance certificate for a minimum of 30 years from the respective Sub-Registrar Office (SRO).
• Revenue Records: Verify computerized Patta, Chitta, ‘A’ Register, and Field Measurement Book (FMB) sketch directly via the official AnyData/e-Services Tamil Nadu portal.
• Planning Approvals: Confirm sanction order numbers from the Directorate of Town and Country Planning (DTCP) or Tamil Nadu Real Estate Regulatory Authority (TNRERA) where applicable.
• Legal Opinion: Seek independent scrutiny from a qualified property advocate regarding parent title documents and legal heirship.

Articles, formula discussions (such as the Land and Building Method, Belting Method, or Section 50C Income Tax assessments), and instant estimation calculators published on this blog represent general engineering principles.

Important Clarification: Online calculations or preliminary blog explanations do not substitute for a formal, legally certified Statutory Property Valuation Report. Official valuation certificates required for mortgage loans, visa net-worth calculations, capital gains tax, or court proceedings necessitate:

• An on-site physical inspection and boundary measurement by an Approved Valuer.
• Verification of approved building plans, structural stability, physical age, and quality of construction.
• Issuance of a formal signed and sealed appraisal report on corporate letterhead bearing official valuation empanelment credentials.

Approximate construction rates per square foot, building material specifications, and structural illustrations presented across our publications reflect prevailing industry averages in Trichy and Central Tamil Nadu.

Actual construction project costs are governed by site-specific technical variables, including:

• Geotechnical soil bearing capacity (SBC) and required foundation engineering (e.g., pile vs. isolated footing).
• Market price fluctuations of essential materials including TMT steel rebars, 53-grade OPC/PPC cement, sand, and aggregate.
• Customized architectural elevations, structural wind/seismic design loads under Bureau of Indian Standards (IS Codes), and interior specifications.

Our website may provide hyperlinks directing users to external governmental portals (e.g., TNREGINET, e-Services Tamil Nadu, DTCP), banking partners, or regulatory authorities. While we strive to recommend only legitimate, secure, and valuable resources, Om Muruga Group of Companies has no control over the content, security policies, availability, or operational changes of external domains.

Following external hyperlinks is entirely at your own discretion. We recommend reviewing the respective privacy statements and user terms of each destination site.

In full compliance with Google AdSense Program Policies and the updated Blogger Content Policies, this website may host automated contextual advertisements served by Google. These ads are clearly demarcated from our proprietary editorial content.

• Third-party advertisements do not constitute an explicit endorsement or warranty by Om Muruga Group of Companies of the advertised product or service.
• All educational articles and property advisory posts are authored with strict factual rigor and human domain experience, maintaining an absolute separation between editorial insights and commercial ad placements.

To the maximum extent permitted by applicable Indian law, Om Muruga Group of Companies, its founder, partners, consultants, and associates shall not be held liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

• Any commercial, financial, or investment decisions taken based on blog articles or preliminary digital estimates without formal professional engagement.
• Delays, interruptions, or temporary technical downtime of digital features.
• Changes in municipal master plans, government land acquisition notifications, or statutory guideline valuations enacted after an article's publication date.

By accessing and utilizing this website, you explicitly consent to this Disclaimer and agree to its terms in full. If you do not agree with these principles, your sole remedy is to discontinue browsing our portal.

We reserve the right to amend, update, or revise this legal notice at any time to reflect changing statutory standards. Modifications become effective immediately upon posting to this URL.

Corporate Inquiries & Legal Clarifications:

• Entity: Om Muruga Group of Companies
• Registered Office: 1/11, Vinayaga Nagar, 1st Cross, Karumandapam, Tiruchirappalli (Trichy) – 620001, Tamil Nadu, India
• Founder & Principal Valuer: Vr. M. Krishnakumar, B.Tech Civil, AIV
• Official Helpline: +91 73730 36360
• Official Email: omc.3chy@gmail.com
• Website: https://kkomgc.blogspot.com/